When was the last time you went to the market? One way to beat the supermarkets - that is, to eat healthily for less - is to use your local market stalls. Lower overheads generally mean lower prices. Where supermarkets have ‘half-price’ strawberries that aren’t half price, the local market will often have the same fruit for a quarter of the price of the pretend half-price ones. Consider own-brand goods! Not all own-brand supermarket products these days come with a health warning and a stomach pump. They don’t need to. Some are quite good. Obviously, the modern supermarket trick of reducing the size of the packaging and the weight of the contents means you can buy a 24-pack, multi-sack of crisps that between them only contain the shavings of one potato but you can still buy a tin of Sainsbury’s own-brand baked beans for 25p and a loaf bread containing grams of protein at Asda, Sainsbury's or Aldi for 50p. Enough said. :unsure:
Don't buy designer labels! Celebrities are given expensive clothes to wear. You're not. Thankfully, millions of people have woken up to this and buy copycat fashions from the likes of Asos, which is now massive; bigger in fact than many of the logos slapped on the clothes at High Street designer jumble sale TK Maxx. If you’re still tempted, face up to the fact that you may only wear the outfit once. Can you justify paying hundreds of pounds for a name? And can you honestly say you can tell the difference at a distance between a £600 designer bag and a £9.99 one from the market? Think about it. Saving: £100s :cheer: :cheer:
Sell your clutter on eBay. Take this quick test: You're at home. Open a cupboard. Look inside. If it's full of clothes you haven't worn, or 'good ideas at the time' you haven't used, for, let's say, three years - you don't need them. So why not sell them to someone else who does? For fans of the understatement: Ebay is quite well-known and popular now. The great thing is you really can flog any old garbage - for a commission. Tip: you may want to buy a few items first to build up your rating as a respectable eBayer before you start selling. Income: Will depend on what's in your cupboard. :woohoo: :woohoo:
Use your talent to earn extra cash. If you're not a pop star by the time you reach your 20s you're probably never going to be. That’s probably just as well as the only way to pop stardom in 2013 is if Simon Cowell wants to marry you. But you may be able to use your talent as a guitarist to teach other wannabes the rudiments of the 12-bar blues. Income: It's not unreasonable to charge £20+ an hour. Do DIY! We're a nation of obsessive DIYers and for around £100 you can take a course at your local adult education college to improve the skills needed to tackle most household repairs. If the college runs plumbing courses you could soon be on track to wiping out costly call-out charges and extra insurance policies once and for all. :lol: :silly: :silly:
Shop around for the cheapest household insurance! Unless you drive - car insurance is mandatory - you don't need insurance. But it's strongly advisable, especially now so many people surf the internet while driving. And can you afford to foot the bill if your house burns down or his smashed up by a 4x4 driver playing Angry Birds, who flees the scene like a sparrow in a catapult? Probably not. There’s a multitude of rubbish on the internet and many highlights of previous years have faded into uselessness - but one of the lasting oases of online usefulness is being able to find cheaper insurance. You can compare hundreds of policies in minutes. :huh: :huh:
Don't automatically renew annual travel insurance. If your annual holiday insurance policy is about to expire and you don't have a holiday booked, DON'T renew the policy. You're handing your money over to cover an eventuality that won't happen. People do this! Don’t! You wouldn't have car insurance if you didn't own a car. Some people probably do, dagnabbit. But you definitely wouldn’t insure your pet giraffe if you didn’t have a giraffe. So don’t insure a holiday to the Serengeti you haven’t booked it. Simply restart the cover again the next time you book a trip. This can save enough money. :woohoo: :kiss: :kiss:
Choose cheaper breakdown insurance! The breakdown sector is dominated by big companies with short names such as the AA and RAC. But being towed home if your car breaks down is just another form of insurance like any other and there are scores of cheaper alternatives, some with names made up of actual words.
Saving: Up to £100 a year. Are you paying too much for your life insurance? Ever since we started washing our hands, humans have been getting healthier. As a result we’re living longer – and the cost of insuring the unthinkable is getting cheaper all the time. If you were sold a policy when you took out or mortgage you may have been under too much stress to shop around. You could be missing a trick. :side: :side:
Book early! Low-cost airlines are growing up. Easyjet lets you choose a seat. Norwegian is planning transatlantic flights for £300. Michael O’Leary, the boss of Ryanair, has even promised to be nice. Just remember, only a few seats on each flight are sold at bargain-basement prices and once they're sold, the prices rise. So book early. Book your own package! As High Street travel agents die out quicker than the ingredients of rhinoceros horn love tonic, it seems that we still love a good old package holiday. And why not? You just book online or by telephone. Easy life. By combining car hire with flights, the agents can often bring the costs down. :cheer: :cheer:
You’re also protected, accommodated and flown home if you’re grounded because Iceland pulls another volcanic-ash-based PR stunt (everyone’s heard of Eyjafjallajökull now). But if you want to save money and your holiday consists of flights, accommodation, transfers and possibly car hire, then take this test. Order a brochure or get a quote from a leading holiday company and work out the price of your holiday including all the complicated supplements. Now go online and, starting with the flights, try to put the same package together. Learn to say 'no'. It's easy to give in to the demands of a screaming child in a packed Poundland on a Saturday afternoon. :blink: :woohoo: :woohoo:
That's what I sometimes do, not to spend more money than planned:
Try not to wear all the money in your wallet, and to take, if possible, as much as I needed to buy at the moment
Don't always take my Bank card. In this way, have already managed to save money from spending them on purchases is not planned things
If your family have someone that can resist the unnecessary and unwanted waste of money, make it your own family "Treasurer". Maybe this will help to protect savings from unnecessary spending
I have one more interesting, in my opinion, the way. I found it on the Internet not so long ago, and has since successfully used it. It would be desirable to tell more in detail. This method of pending buy or pending fulfillment of desires.
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