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Mike
Last seen: 1 year 5 months ago
Joined: 07/08/2016 - 09:24
credit

i've just gotten my first credit card. we are going to buy new house and we dont have enough money for it. i'm looking to boost my credit. should I pay my card off in FULL each month, or should I just pay the minimum balance? (Minimum payment would be $400 per month). Which would boost my credit the most i am not very good in credits and all that stuff and i dont understand how the things are going very good. i know that people who are working in banks want to make everything so it will profitable fro them not for people. that's why i ask you.

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Mike
Last seen: 1 year 5 months ago
Joined: 07/08/2016 - 09:24
credit

Jacob, are you serious?! Don't think that every bank employee just wants to get an unfair profit from you. I have never had this thought before, actually. Maybe sometimes there are such cases, but not always. Such serious matters should be discussed with professionals, I am not aware of such things.

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Valeos's picture
Valeos
Last seen: 2 weeks 4 days ago
Joined: 11/23/2017 - 11:52
credit

Good afternoon, people! Loans are bad) Of course everyone decides whether to take a loan or not. But for me, credit is just horror. If you can live without a loan, then you should not be in debt to the bank for several years, if the amount is large. I know that many people take loans or buy something on credit or in installments ... But on such matters banks live and, of course, the person who took out the loan overpaid the interest, there will not be such that it's cool for you and the bank! It's up to you to decide if a house is absolutely necessary for you, then make out a loan, but I do not advise it.

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