i've just gotten my first credit card. we are going to buy new house and we dont have enough money for it. i'm looking to boost my credit. should I pay my card off in FULL each month, or should I just pay the minimum balance? (Minimum payment would be $400 per month). Which would boost my credit the most i am not very good in credits and all that stuff and i dont understand how the things are going very good. i know that people who are working in banks want to make everything so it will profitable fro them not for people. that's why i ask you.